Find Best Credit Cards in Canada for 2025

Unlock the power of informed financial decisions. Compare top Canadian credit cards and maximize your rewards.

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Featured Editor's Choice Cards

Explore our curated selection of top-tier credit cards, handpicked by our editors for their exceptional value and benefits.

Travelimage

Scotiabank PassportĀ® Visa Infinite* Card

No foreign transaction fees on purchases abroad. Enjoy complimentary airport lounge access (6 visits/year) and 24/7 concierge.

No foreign transaction fees

Earn Scene+ points

Up to 40,000 bonus Scene+ points welcome bonus

6 complimentary airport lounge passes

24/7 Visa Infinite Concierge

author

Scotiabank

Card Issuer

Date

May 12, 2025

Cashbackimage

CIBC DividendĀ® Visa Infinite* Card

Earn up to 4% cash back on groceries and gas, 2% on dining and transit. Redeem rewards anytime with Cash Back on Demand.

Up to 4% cash back on groceries and gas

2% cash back on dining and transit

1% cash back on all other purchases

Cash Back on Demand (redeem from $25)

Purchase protection insurance

Compatible with Apple Pay and Google Pay

author

CIBC

Card Issuer

Date

May 12, 2025

Low Interestimage

MBNA True LineĀ® MastercardĀ®

12.99% low fixed interest rate on purchases. Enjoy 0% interest on balance transfers for 12 months.

12.99% low fixed rate on purchases

0% intro APR on balance transfers for 12 months

No annual fee

Purchase Security and Extended Warranty insurance

Works with Apple Pay and Google Pay

author

MBNA Canada

Card Issuer

Date

May 12, 2025

Studentimage

BMO CashBack MastercardĀ® – Student

No annual fee. Earn 3% cash back on groceries and bonus rewards in the first 3 months.

$0 annual fee

No income requirements (designed for students)

3% cash back on groceries

Up to 5% cash back welcome bonus (first 3 months)

Purchase protection and extended warranty

Compatible with Apple Pay and Google Pay

author

Bank of Montreal

Card Issuer

Date

May 12, 2025

Your Top Credit Card Questions Answered

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